When you buy a new vehicle from Don Hattan Dealerships, it’s common knowledge that you’ll need auto insurance. And while you might know how auto insurance works, do you understand the different types of auto insurance available? When looking for auto coverage, it’s important to know these types and what they cover to find the right policy for you. Here are some basic car insurance types, along with explanations of how they work and what they include.
Before we dive into the different types of car insurance coverage, you might be asking what type of car insurance is required by law. In the United States, all states except New Hampshire require drivers to have liability insurance that covers bodily injury and property damage. This insurance helps pay for injuries and damages resulting from a car accident, including those suffered by the other driver and their passengers.
Depending on the state, you might also need other types of auto insurance, such as:
While comprehensive and collision coverage are not mandated by any state, many lenders require them for vehicle financing. In such cases, they may also ask for gap insurance to cover the difference between what you owe on the vehicle and its current market value. Learn more about what type of car insurance is required by law in Kansas.
Let’s look at the different types of auto insurance that you might have for your vehicle.
Some drivers wonder if they need both collision and comprehensive insurance for the Andover roads ahead. So, here are some things to consider:
While you might be able to buy a car without insurance, most dealerships require you to have coverage for your new vehicle before you can drive it off the lot. So, how to get car insurance before buying a car?
We’ve gone over the different types of car insurance coverage, but there’s plenty more to
discuss at Don Hattan Dealerships. Stop by Wichita to chat with our finance team, or contact us with your questions today, including how to get car insurance before buying a car from Don Hattan Dealerships. We can discuss your options and the 5 Ws of financing at our dealership.
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